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Sociodynamics
Reference:

Economic perception and economic behavior of students in the area of personal finances (on the example of students of the city of Vladimir)

Sokolova Marina Vladimirovna

PhD in History

Docent, the department of Socio-Humanitarian Disciplines, Vladimir Branch of the Russian Presidential Academy of National Economy and Public Administration under the President of the Russian Federation

600017, Russia, Vladimirskaya oblast', g. Vladimir, ul. Gor'kogo, 59

rags33marina@yandex.ru
Другие публикации этого автора
 

 
Petrosyan Dmitrii Il'ich

PhD in Philosophy

Docent, the department of Socio-Humanitarian Disciplines, Vladimir Branch of the Russian Presidential Academy of National Economy and Public Administration under the President of the Russian Federation

600017, Russia, Vladimirskaya oblast', g. Vladimir, ul. Gor'kogo, 59

ilyich87@yandex.ru
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Golubkina Tat'yana Mikhailovna

PhD in History

Docent, the department of History, Archeology and Regional Studies, Vladimir State University named after Alexander and Nikolay Stoletov

600000, Russia, Vladimirskaya oblast', g. Vladimir, ul. Gor'kogo, 87, of. 1

golubkina@vtsnet.ru
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DOI:

10.25136/2409-7144.2020.4.32681

Review date:

20-04-2020


Publish date:

09-05-2020


Abstract.

The subject of this research is the economic behavior of students in the area of personal finance management. Special attention is currently devoted to increasing the level of financial literacy of the population. The target audience in this research is the students of higher education in the city of Vladimir. Majority of young people find it necessary to manage their own finances namely during their student years. The research explores behavioral strategies of students in the areas of savings and borrowing. The main method of this research consisted in an online survey of college students of the city of Vladimir. The sociological survey covered the students of the Vladimir Aviation Mechanics College, Vladimir Polytechnic College, Vladimir State University, and Vladimir branch of the Russian Academy of the Russian Presidential Academy of National Economy and Public Administration. The data acquired allows concluding on the fairly low level of financial capacity of the students. The current level of income allows the young people provision for only their ongoing needs. Management of personal finances is reduced to control of income and spending. High levels of debt have not been observed among the students.

Keywords: own budget management, Credit, The youth, Students, Economic behavior, Economic consciousness, investment, accumulation, higher education institution, college
This article written in Russian. You can find full text of article in Russian here .

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