Journal Menu
> Issues > Rubrics > About journal > Authors > About the Journal > Requirements for publication > Peer-review process > Peer-review in 24 hours: How do we do it? > Article retraction > Ethics > Copyright & Licensing Policy > Publication in 72 hours: How do we do it? > Digital archiving policy > Open Access Policy > Open access publishing costs > Article Identification Policy > Plagiarism check policy > Council of Editors
Journals in science databases
About the Journal
72 - !
. 72 DOI .
!
MAIN PAGE > Back to contents
Transportation Herald
Reference:

Peculiarities and prospects of development of the car insurance market in Russia
Burkaltseva Diana Dmitrievna

Doctor of Economics

Professor, the department of Finances of Enterprises and Insurance, Institute of Economics and Administration, Branch of the V. I. Vernadsky Crimean Federal University

298109, Russia, the Republic of Crimea, Feodosia, Chelnokova Street 62, office B

di_a@mail.ru

 

 
Kosten Dmitri

Founder of the company, 3D Business Solutions

11375, USA, New York, Greenway Terrace Street, Forest 10

dkosten@me.com
Kovalyova Irina Nikolaevna

Professor, the department of Systemic Analysis and Informatization, Branch of the V. I. Vernadsky Crimean Federal University

295007, Russia, the Republic of Crimea, Simferopol, Prospekt Vernadskogo 4

kovaleva.irina69@gmail.com

 

 
Borsch Lyudmila

Doctor of Economics

Professor, the department of Corporate Finances and Insurance, Institute of Economics and Management, Crimean Federal University named after V. I. Vernadsky

295007, Russia, the Republic of Crimea, Simferopol, Prospekt Vernadskogo 4

l-borsh49@mail.ru
Blazhevich Oleg

PhD in Economics

Senior Educator, the department of Corporate Finances and Insurance, Institute of Economics and Management, Crimean Federal University named after V. I. Vernadsky

295007, Russia, the Republic of Crimea, Simferopol, Prospekt Vernadskogo 4
, 4

blolge@rambler.ru

Abstract.

The economically developed countries successfully realize vehicle insurance – the process of financial compensation for damage to the individuals suffered as a result the use of their vehicle or its theft. Such type of insurance compensates for various damages not only to the participants of motor vehicle traffic, but also to the third parties who accidently become the victims of the road traffic accidents. Considering the currents status and development prospects of the motor vehicle pool in Russia, it can be suggested that in near future, car insurance will become a leading branch of the national insurance market. Due to this fact, the timely solution for the existing in this sphere issues of institutional, organizational-legal, and socioeconomic character will be required. The subject of this research is the peculiarities of trends in car insurance. The goal is the examination of these peculiarities alongside the prospects of development of the car insurance market in Russia at the present stage. The author determines the main trends in car insurance in the Russian Federation, as well as demonstrates the number of accidents and their victims. The specificities of car insurance in Russia are being revealed on the example of OSAGO and KASKO. Taking into account the main trends and issues in car insurance in the Russian Federation, the author proposes the development of strategy aimed at institutionalization of the system of socioeconomic relations. The stages of the concept of strategy on institutionalization of safety of the system of socioeconomic relations consist in the following: cryptographic algorithms and infrastructure; organization of business models based on the new peer relations and touring technologies; development of practical solutions for the new generation business models. The car insurance market in Russia is represented by multiple companies, thus the main goal of car owners is to make the right choice of their insurance provider.

Keywords: peer relationships, blockchain, insurance fund, economic security, institutionalization, car accident, car insurance, computing technologies, strategy, insurance services

DOI:

10.7256/2453-8906.2017.1.20134

Article was received:

17-08-2016


Review date:

18-08-2016


Publish date:

12-02-2017


This article written in Russian. You can find full text of article in Russian here .

References
1.
Burkal'tseva D.D., Idrisova E.R. Avtostrakhovanie v sovremennoi Rossii: teoriya i praktika. // Teoriya i praktika ekonomiki i predprinimatel'stva: po materialam XIII Mezhdunarodnoi nauchno-prakticheskoi konferentsii (21 23 aprelya 2016 g.). Simferopol' Gurzuf: Krymskii federal'nyi universitet imeni V.I. Vernadskogo, 2016. S.89-93
2.
Burkal'tseva D.D., Idrisova E.R. Preimushchestva i nedostatki avtostrakhovaniya v Rossii. // Nauchnyi vestnik: finansy, banki, investitsii. Simferopol': Krymskii federal'nyi universitet imeni V.I. Vernadskogo. 2015. 4 (33). S. 103-107.
3.
Preimushchestva avtostrakhovaniya OSAGO. [Elektronnyi resurs]. URL: http://www.yo-car.net/archives/7345 (data obrashcheniya 22.06.2016)
4.
Preimushchestva obyazatel'nogo strakhovaniya avtograzhdanskoi otvetstvennosti. [Elektronnyi resurs]. URL: http://prosstrah.ru/preimushestva_osago.html (data obrashcheniya 22.06.2016)
5.
Preimushchestva i nedostatki avtostrakhovaniya: osago, kasko, zelenaya karta. [Elektronnyi resurs]. URL: http://www.ncinsur.ru/information/raznoe/avtostrahovanie.htm (data obrashcheniya 22.06.2016)
6.
Preimushchestva i nedostatki avtostrakhovaniya KASKO. [Elektronnyi resurs]. URL: http://www.cred-insur.ru/pages/preimushestva_kasko/ (data obrashcheniya 22.06.2016)
7.
Problemy i perspektivy razvitiya avtostrakhovaniya v Rossii. [Elektronnyi resurs]. URL: http://refleader.ru/jgernayfsyfsrna.html (data obrashcheniya 22.06.2016)
8.
Orlov V.A. PROBLEMY SOVREMENNOGO RYNKA AVTOSTRAKhOVANIYa V ROSSII. [Elektronnyi resurs]. URL: http://www.docme.ru/doc/605854/problemy-sovremennogo-rynka-avtostrahovaniya-v-rossii (data obrashcheniya 22.06.2016)
9.
Prognoz razvitiya strakhovogo rynka v 2016 godu. // Ekspert Ra reitingovoe agentstvo. [Elektronnyi resurs]. URL: http://raexpert.ru/researches/insurance/prognoz_2016/ (data obrashcheniya 22.06.2016)
10.
Avariinost' na avtomobil'nom transporte [Elektronnyi resurs]. URL: http://qps.ru/GapqS (data obrashcheniya 22.06.2016)
11.
Raznovidnosti KASKO i ot chego zavisit ego stoimost' [Elektronnyi resurs]. URL: http://pravo-auto.com/skolko-stoit-kasko-na-mashinu/ (data obrashcheniya 22.07.2016)
12.
Ofitsial'nyi sait RSA. OSAGO [Elektronnyi resurs]. URL: http://www.autoins.ru/ru/osago/ (data obrashcheniya 22.06.2016)
13.
Budushchee strakhovogo rynka. // Ekspert Ra reitingovoe agentstvo. [Elektronnyi resurs]. URL: http://raexpert.ru/researches/insurance/bsr_1p2015/part2/ (data obrashcheniya 22.06.2016)
14.
Skol'ko stoit KASKO na avtomobil' [Elektronnyi resurs]. URL: http://auto-lawyer.org/straxovanie/skolko-stoit-kasko-na-avtomobil.html (data obrashcheniya 22.06.2016)
15.
Ofitsial'nyi sait Znay.ru [Elektronnyi resurs]. URL: http://www.znay.ru/greencard/tariff.shtml (data obrashcheniya 22.06.2016)
16.
Prognoz pokazatelei ubytochnosti rynka OSAGO // Ekspert Ra reitingovoe agentstvo. [Elektronnyi resurs]. URL: http://www.raexpert.ru/researches/insurance/osago_2015/part3/ (data obrashcheniya 22.06.2016)
17.
O probleme moshennichestva v sfere obyazatel'nogo strakhovaniya grazhdanskoi otvetstvennosti vladel'tsev transportnykh sredstv [Elektronnyi resurs]. URL: https://ceur.ru/library/articles/item196593/ (data obrashcheniya 22.06.2016)
18.
Burkal'tseva D.D., Reutov V.E., Kovaleva I.N., Idrisova E.R. Transportnoe strakhovanie v vide sistemy sotsial'no-ekonomicheskikh otnoshenii // Transportnyi vestnik. 0. 1. S.56-70. DOI: 10.7256/2453-8906.0.1.19939 [Elektronnyi resurs]. URL: http://e-notabene.ru/transport/article_19939.html (data obrashcheniya 12.08.2016)
19.
Burkal'tseva D.D., Idrisova E.R. Osobennosti avtostrakhovaniya v Rossii na primere OSAGO, KASKO. / D.D. Burkal'tseva, E.R. Idrisova. // Materialy II Mezhdunarodnoi nauchno-prakticheskoi konferentsii Natsional'nye ekonomicheskie sistemy v kontekste formirovaniya global'nogo ekonomicheskogo prostranstva, 25 marta 2016 g. g. Simferopol': GBOU VO RK Krymskii inzhenerno-pedagogicheskii universitet. S.81
20.
Burkal'tseva D.D. nstitutsonal'ne zabezpechennya ekonomchno bezpeki Ukrani. : [monografya] / D.D. Burkal'tseva. K. : Znannya Ukrani, 2012. 347 s.
21.
Ekonomchna bezpeka Ukrani: problemi ta proriteti zmtsnennya : [monografya] / Z.S.Varnali, D.D. Burkal'tseva, O.S. Sanko. K.: Znannya Ukrani, 2011. 299 s.
22.
Burkal'tseva D.D. Tyulin A.S., Bitcoin: teoriya i praktika dlya Rossiiskoi Federatsii. // Perspektivy nauki 2016: Sbornik dokladov III Mezhdunarodnogo konkursa nauchno-issledovatel'skikh rabot (29 aprelya 2016 goda) / Nauchnyi red. d.e.n, prof. A.V. Gumerov. Kazan': OOO Róketa Soyuz, 2016. S. 41-49
23.
Epifanova O.N., Burkal'tseva D.D., Tyulin A.S. Ispol'zovanie tekhnologii Blokchein v gosudarstvennom sektore // Sbornik trudov po materialam nauchno-prakticheskoi konferentsii: Elektronnaya valyuta v svete sovremennykh pravovykh i ekonomicheskikh vyzovov (2 iyunya 2016 g.). Moskva: Gosudarstvennaya Duma Federal'nogo Sobraniya Rossiiskoi Federatsii, 2016. S. 48-55
24.
Kosten' D. Missiya bitkoin detsentralizatsiya finansovykh i zakonodatel'nykh rychagov upravleniya obshchestvom. // Sbornik trudov po materialam nauchno-prakticheskoi konferentsii: Elektronnaya valyuta v svete sovremennykh pravovykh i ekonomicheskikh vyzovov (2 iyunya 2016 g.). Moskva: Gosudarstvennaya Duma Federal'nogo Sobraniya Rossiiskoi Federatsii, 2016. S. 108-115.
25.
Dmitri Kosten. Bitcoin Mission Statement. Or What Does It Mean Sharing Economy and Distributed Trust? [Elektronnyi resurs]. URL: http://ssrn.com/abstract=2684256 (data obrashcheniya: 15.07.2016)
26.
Moskovskii fiziko-tekhnicheskii institut. / Ofitsial'nyi sait [Elektronnyi resurs]. URL: https://mipt.ru/ (data obrashcheniya 12.08.2016)
27.
Matematicheskii institut im. V.A. Steklova Rossiiskoi akademii nauk. / Ofitsial'nyi sait [Elektronnyi resurs]. URL: http://www.mi.ras.ru/index.php (data obrashcheniya 12.08.2016)
28.
Krymskii federal'nyi universitet im. V.I. Vernadskogo / Ofitsial'nyi sait [Elektronnyi resurs]. URL: http://www.cfuv.ru/ (data obrashcheniya 12.08.2016)
29.
McKinsey & Company. [Elektronnyi resurs]. URL: http://www.mckinsey.com/global-locations/europe-and-middleeast/russia/ru
30.
Institut filosofii Rossiiskoi akademii nauk. / Ofitsial'nyi sait [Elektronnyi resurs]. URL: http://iphras.ru/ (data obrashcheniya 12.08.2016)
31.
Integrated Solution Offerings for Insurance. IBM Insurance Framework // IBM Corporation, 2009. [Elektronnyi resurs]. URL:ftp://public.dhe.ibm.com/software/industries/frameworks/insurance/2010_04_11_Insurance_Framework__Detailed-V4.pdf (data obrashcheniya 12.08.2016
Link to this article

You can simply select and copy link from below text field.


Other our sites:
Official Website of NOTA BENE / Aurora Group s.r.o.
"History Illustrated" Website