DOI: 10.7256/2454-0668.2016.5.20726

Abstract: The subject of this research is the work of the manufacturers of food products and its influence upon provision of food security of the Russian Federation. It is substantiated that the primary object of the innovation activity of food manufacturers in the conditions of strong competition, growing demands of the consumers, as well as increase in external limitations and threats that hinder the development of the Russian food market, the quality of these goods is the crucial factor of their competitive ability. This research is aimed at determinations of the status and trends of the innovation activity of food manufacturers and prerequisites for its activation in the aspect of achievement of food security in Russia at the present stage. The characteristics is given to the influence of innovation upon provision of the quality of the produced goods in manufacturing country. The author analyzes the trends of innovation activity of the local manufacturers of food products. It is demonstrated that the provision of food security of the country is impeded by the low portion of innovation products in overall volume of products produced in the country, and also the emerging trend in decrease of the volume of technological innovations into the quality of these products, primarily in costs for research and development, as well as acquisition of the equipment. It is determined that the main driver in increasing the level of innovativeness and scientific capacity of the Russian food products lies in the process of import substitution that is intended to ensure high efficiency of the domestic production of the quality and competitive food products. The author highlights that the negative trend consists in decrease of the consumer ability of the country’s population regarding the food products. The essential task of the state economic policy in the area of ensuring food security of Russia consists in development of the effective measures that allow overcoming the existing negative trends,  as well as turn import substitution into a mechanism, which is able to activate the innovation activity of food manufacturers towards the improvement of its quality and competitive performance, and thus, increase the food security of the country.

DOI: 10.7256/2409-7543.2015.6.17992

Abstract: The research subject is the banks’ loan facilities for the population, which are the element of the social product of the country influencing the scale and dynamics of its economic growth. The study is aimed at specification of the system of rates which assess the influence of retail lending on the economic growth; detection of the content and the composition of factors determining this influence and the analysis of their development trends; elaboration of the directions of strengthening of retail lending positive impact on the scales and dynamics of the economic growth in Russia. To achieve the research task and guarantee the validity of the conclusions, the authors apply the abstract-logical, the subject-object, the analytical, and the comparative research methods. The authors assess the impact of retail lending on the economic growth in Russia based on the dynamics of consumer loans rates within the GDP for the period of 1998 – 2015, taking into account its growth rates and the character of the downturn in the development of Russian economy. The authors detect and systematically analyze the main factors of impact of consumer loans on the economic growth. The study substantiates the thesis that this impact is represented by the complex multifactor system in which the resultant feature is the size of GDP, the factors are the volume of loans, the level of loan arrears, the peculiarities of lending policy of banks, the macroeconomic situation, the monetary policy of the Central Bank, the loan consumers’ repayment ability, and the level of inflation. It is established that each factor is characterized by its own function and dynamics, and has multidirectional impact on the economic growth, which can both stimulate the economic growth, and restrain the production of social product. The authors describe the negative influence indicators. It is necessary to control these indicators and timely correct the reasons of negative tendencies in the impact of retail lending on social product, thus providing for the positive character of retail lending influence on the economic growth.